The four-pillar plan includes short- and long-term solutions to address America’s housing affordability crisis

WASHINGTON – Senator Ruben Gallego (D-AZ) today released his plan to tackle America’s housing affordability crisis. “The Path Home: Rebuilding the American Dream and Restoring Housing Affordability,” lays out Senator Gallego’s vision to build more, build faster, and ensure working people can afford the homes we build.

“Growing up, my single mom worked tirelessly to afford a two-bedroom apartment for me and my three sisters. By the time I graduated high school, I was able to help her buy a house thanks to a government-backed loan. Today, though, owning a home is out of reach for most Americans and just affording rent is a stretch,” said Senator Gallego. “A safe, affordable place to call home is the foundation of success in this country. It’s the cornerstone of the American dream. We owe it to the young people of this country to make that achievable again, and that’s exactly what this plan sets out to do.”  

READ MORE: Sen. Ruben Gallego releases plan to tackle housing affordability (MS NOW)

The plan consists of four pillars:  

  • Build More Homes for All Americans: Build more homes of all types, in all communities, by boosting supply, modernizing federal housing programs, and investing in growing and retaining a residential construction workforce. A housing construction boom can also create millions of good-paying jobs for construction workers that do not require a college degree.  
  • Clear the Path to Smarter, Faster Homebuilding: Clear the path to smarter, faster homebuilding by reforming outdated zoning and permitting systems that slow development and drive up costs. This requires state and local buy-in which the federal government can help incentivize. We need partners in the fight to solve the crisis.  
  • Lower Housing Costs and Keep Americans Housed: Take direct action to lower housing costs and keep Americans housed, through expanded assistance, robust fair lending enforcement, and meaningful tenant protections.
  • Future-Proof Our Homes and Communities: Future-proof our homes and communities — making them more resilient to extreme weather, rising insurance costs, and aging infrastructure.

Read the full plan HERE.

1/14/26